Florida Association Responsible For Roof Repairs

Ducharme is thinking along the same lines even if some owners are opposed to imposing a special assessment.

Florida association responsible for roof repairs.

According to our governing documents each owner is responsible for the upkeep of their unit roof painting fence and so forth when i questioned the addition of the reserve funds i was told. If the governing documents say the association is responsible kmiecik says the board needs to just fix the roof and pass a special assessment to cover the cost. Condo associations typically establish reserves to cover unforeseen expenses such as roof leaks and other emergency repairs. You as the unit owner would be responsible for the remaining damage to your unit which your condo unit insurance policy should cover.

However even in this scenario the association is still responsible for maintaining and repairing the common elements including the damaged drywall contained in the ceiling and walls. If an owner s personal property is damaged then the owner s personal insurance should kick in. If a common area element like the roof fails and damages that insurable interest such as a ceiling or walls then the association is responsible for repairs. The homeowners insurance company tells me that the association is responsible for the original ac installed back in 1978.

Deciphering florida law on this issue can be a confusing task as the answer often depends on a multitude of variables. This is what the bod said and this is how it usually but not always works. Units are located on the outside patio porch. The association has an insurable interest in all units.

All units have electric hvac owners are responsible. Sometimes even when hoas are responsible for roof repairs the organization is reluctant to begin the repairs. Again the association is responsible for roof repair and replacement unless the roof is damaged by hail or wind fire and then the repair is covered by the insurance company. You will need to look at your specific agreement to determine if the hoa should be paying for roof repairs.

These reserves are built into your monthly dues. However not all hoa take responsibility for all aspects of property maintenance. A storm blew the wall partition divider on the patio and hit the air conditioner and it broke. 150 condo units built in 1978.